Home Mover Mortgages
As a Home Mover, you’ll be upsizing to a higher value house, or you’ll be looking to downsize to reduce your monthly mortgage payments. In both instances you have a wide range of mortgage options available to you. You may choose to take out a new mortgage with your current or a new lender, or port (transfer) your existing mortgage to your new property.
If you do decide to ‘port’ your mortgage, we will still need to go through the application process and pay the relevant valuation and stamp duty charges, whilst leaving your current lender could mean that you must pay early repayment fees.
As a Home mover, you may find a wider variety of mortgage available to you. You have a credit history as a mortgage payer and may have improved equity thanks to being a homeowner. Our mortgage experts will navigate the options available to you on your behalf.
*Your home may be repossessed if you do not keep up repayments on your mortgage.
If you already have a mortgage but are looking to move to a bigger home, or to move to a smaller home to reduce your monthly mortgage repayments you will need a Home mover mortgage.
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