Buy To Let
Buy-to-let mortgages are the perfect solution for new landlords and seasoned property investors looking to grow your portfolio in the rental property market.
Buy-to-let mortgages are not regulated by the Financial Conduct Authority. There are no guarantees that your property will be continuously let and that rental income is guaranteed.
*Your home may be repossessed if you do not keep up repayments on your mortgage.
A buy-to-let mortgage differs to a standard mortgage and will usually have a slightly higher interest rate. The way lenders calculate how much they are willing to lend the individual is also different. For example, the expected rental income should be at least 125% of the mortgage interest payment.
The buy-to-let landscape has changed massively following the introduction of the Stamp Duty surcharge and the Section 24 tax changes relating to how rental income is taxed.
Our team has seen a surge in landlords and property investors purchasing buy-to-let properties via a limited company. Advice from a whole-of-market mortgage buy-to-let expert is essential to establish the best solution. We’ve recently worked on cases that include:
Consumer buy-to-let, ex-pat buy-to-let, business buy-to-let, auction purchase, holiday let, houses of multiple occupation (HMO), semi-commercial let and multi-unit blocks.
Fill out the contact form, and we’ll get in touch
Securing the present. Protecting your future.
We are independent and are directly authorised by the Financial Conduct Authority (FCA) which assures our clients that we have no network or product restrictions, and we also have a in-house compliance team that ensures our advisers are always supported and able to give first-class advice.