Critical Illness Cover
Critical Illness is usually available as an addition to all term assurance plan, but it can also be bought on a standalone basis.
The finances received from a claim on the insurance are usually used for:
- Pay for care and treatment
- Pay for rehabilitation
- Replace lost income due to inability to earn
Critical illness generally allows for the lump sum benefit to be paid also in the event of diagnosis of certain critical illnesses. Although most providers conform to the Association of British Insurers standards for qualifying illnesses, the illnesses covered varies between insurance companies – so it is vital to know what is covered before you take out the policy and the terms of each illness.
Examples of conditions that may be covered are:
- Heart Attack
- Total & Permanent Disability
- Terminal Illness
Here at First Financial Solutions we take into consideration your personal circumstances and what you are looking to achieve with your critical illness policy. We’ll provide you with our professional advice on what policy would best suit your needs and find you the most appropriate policy, at the best cost.
For further details, speak to a member of the First Financial Solutions Team on 01639 262222 or contact us by email and we’ll get back to you just as soon as we can.