Meet The Team

Christopher Davies
Christopher Davies
Principal
Chris founded First Financial Solutions in 2008 and has nurtured it into the thriving firm it is today. He’s been a mortgage adviser since 2005 and is both CeMap and CeRER qualified. Outside of the office Christopher is a keen Swansea and Arsenal football fan, cheering them from the terraces whenever he can.
Gareth Morgan
Gareth Morgan
Mortgage Adviser
Gareth is a Welsh speaker and a founding member of the First Financial team, a keen property investor, mortgage adviser and insurance specialist. When he’s not spending time with his wife and two children, he enjoys all things fitness including golf and rugby. He’s also an ironman.
Darren Walker
Darren Walker
Director of New Business
Darren joined First Financial Solutions in 2020 to set up a specialist New Build Division for the company. He lives in Bristol with his three children and in his spare time, he enjoys his fitness, golf and football.
Jackie Reynolds
Jackie Reynolds
Compliance Manager
Welsh speaker Jackie joined First Financial Solutions in 2019 as a Compliance Officer. She is CeMAP qualified with 39 years of banking experience. Outside of the office, when she’s not busy gardening, you’ll find her in her kitchen baking lots of delicious goodies!
Marcus Crossman
Marcus Crossman
Office Manager and Compliance Support
Marcus joined the team in 2021 from a retail background. He quickly became our ‘go-to’ in the office and helps to ensure that our compliance standards are maintained. Away from the office, Marcus is busy with his wife and three children and loves walking and camping with them and their Westie called Nessa.
Lewis Pike
Lewis Pike
Mortgage Adviser
Lewis left the Civil Service in 2014 and joined First Financial Solutions. He is CeMAP qualified and loves nothing more than to help first time buyers and home movers find the perfect deal. At home, he’s a dog owner, a keen golfer and loves to chase the sun!
Lynsey Rosser
Lynsey Rosser
Mortgage Adviser
Lynsey joined First Financial Solutions in 2018 bringing 15 years of banking experience. She is our ‘Queen of residential’ for mortgages and protection. Lynsey is a Welsh speaker and enjoys watching her local rugby team on Saturdays and is also one of its Committee members.
Joseph Taylor
Joseph Taylor
Mortgage Adviser
Joseph worked in the property sector before becoming a mortgage and protection specialist and joined First Financial Solutions in 2020 where he thrives on making the mortgage process as smooth as possible for his clients. He lives with his fiancee Emma, and their dog, Nellie.
Edmund Hinton
Edmund Hinton
New Build Specialist
Edmund joined First Financial Solutions in 2020 as their New Build Specialist. He is CeMAP qualified with 8 years of mortgage intermediary experience. Outside of the office, when he’s not working on building his campervan or surfing you’ll find him in the studio making music.
Will Harrison
Will Harrison
New Build Specialist
Will has arranged over 1,000 mortgages during his 6 years in the finance sector and is part of the advisory team. He is experienced in residential and buy-to-let lending and prides himself on going the extra mile for his clients, building long-lasting relationships with them. In his spare time, Will enjoys spending time with friends and family as well as reading.
Tahani Jones
Tahani Jones
Trainee Mortgage Adviser
Tahani is a Welsh-speaking member of the team and joined in February 2021 as a Trainee Mortgage Adviser. Although busy studying CeMAP outside of office hours, she enjoys exercising and spending time with family and friends when she can.
Jaimee Walters
Jaimee Walters
Administrator
Jamiee is often the first point of contact when clients call or visit the office. Jamiee and Katie work as a team together and ensure that client documentation is in order and their applications are always progressing.
Katie Richards
Katie Richards
Administrator
Katie provides day-to-day administration of client applications making sure that clients are directed to the appropriate adviser and that their application is progressing. A University of Glamorgan graduate, Katie lives in Neath and has three children.

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Securing the present. Protecting your future.
First Financial Solutions was founded in 2008 with a clear vision that we still carry; to make the mortgage and protectin process as painless as possible, by providing clear guidance and information to our clients throughout – from when their mortgage or insurance policy is taken out, through to full term or renewal.

We are independent and are directly authorised by the Financial Conduct Authority (FCA) which assures our clients that we have no network or product restrictions, and we also have a in-house compliance team that ensures our advisers are always supported and able to give first-class advice.

Why work with First Financial Solutions?
Whole-of-market mortgage and insurance advice
Full support throughout application through to completion and beyond
Committed to long-term customer relationships
Highly qualified and experienced mortgage advisers in South Wales
Dedicated experts in personal insurance and business protection
Flexible approach to working via phone, email, video conference or face-to-face
Based on 14 reviews.
Jordan Wilcox
Jordan Wilcox
2021-03-09
I first approached First Financial Solutions in early 2019 to discuss our options for my wife and I to buy our first home together. Having not only just returned to the UK following 3 years living overseas but also myself being a newly registered sole trader we knew that our application was going to be challenging for our broker. Nevertheless Gareth took this information in his stride and guided us through the obstacles to expect and how we would overcome them. Together we made a plan for the next 12 months and stayed in touch for periodic updates. During this timeframe the coronavirus pandemic also emerged and added its own mixture of challenges to mortgage applications in general. During our periodic discussions Gareth managed our expectations as new requirements emerged and the goalposts were changed such as the lenders requiring a 15% deposit rather than the 10% we initially planned for. At no point were we waiting on any documents or correspondence from Gareth and found him and the company to be very proactive and prepared. Yes using a broker comes at a cost that you may be able to avoid by going through your bank but what you receive in exchange I feel is best described as the human factor. A bank will offer you one of the few products they have available and if you don’t fall into their limited categories then you’re simply unsuitable. First Financial Solutions searched the whole market for a product that best suited our personal circumstances, finding a mortgage that best fitted our criteria, instead of us trying to fit the criteria of the lenders. Gareth and the company as a whole were professional, passionate and are clearly highly experienced in their work. I would be pleased to recommend their services to any friends, family or business clients in the future. Thanks guys.
Ceri Dawes
Ceri Dawes
2021-01-04
Absolutely fantastic service from Chris and his team, they helped us buy the home of our dreams and we will be forever grateful. Great communication and attention to detail, I would recommend to everyone! Thanks guys!
Andrew Harris
Andrew Harris
2020-10-10
Fantastic service. Extremely helpful and professional.
James Morgan
James Morgan
2018-10-15
Can’t speak highly enough of Gareth. Due to work comitments I was unable to attend the FFS (wales) office during office hours. Gareth gladly came to my home (after hours) and provided me with a mortgage at a much better rate than his competitors. Whilst he was here we got some insurances sorted. I now have critical illness and life insurance. Top service! Thanks Gareth and the team at FFS (wales)
David Darkin
David Darkin
2018-10-10
Excellent, professional guidance and advice. I regularly recommend Gareth and the team to my clients, friends and family.
Adrian Williams
Adrian Williams
2017-12-05
I would highly recommend the team at First Financial Solutions helped me to secure a mortgage on my new property. They were able to offer a full range of mortgages and dealt with all the paperwork that needed to be sent back and forth to the mortgage company. They also helped us arrange life insurances and some additional protection to pay bills etc in case of an issue or sickness etc. First Class Service!!
GARY CLEAVES
GARY CLEAVES
2017-11-23
I would like to show my appreciation for the recent re-mortgage of my property under taken by Gareth Morgan and his team at First Finance Solutions. Gareth’s advice every week in BNI is that there is a better deal out there with regard to mortgages. Well here’s the proof. Gareth was able to save me nearly £100.00 per month on a fixed 5 year deal. The communication and attention to detail throughout the process was first class. I would highly recommend First Financial Solutions to anyone looking to re-mortgage.
Dan Madge
Dan Madge
2017-11-22
Excellent service, used Gareth and his team numerous times and has always turned things around quickly and communication been great.
Geoff Lewis
Geoff Lewis
2017-04-12
Gareth and the team at FFSW are excellent in their approach to mortgages. That is why I use them in a professional capacity with clients.
Vince Jordan
Vince Jordan
2017-04-10
Gareth sorted out remortgages on some properties for my wife saving over £800 a month on the payments. I'm happy to recommend Gareth from First Financial Solutions.

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