Want to purchase your own home but unable to save a large enough deposit to secure a mortgage that falls within four and a half times your annual income? Or is the house you love slightly outside your mortgage reach? It could now be a lot easier for you to borrow a larger mortgage. (more…)
As buy-to-let takes on the new changes to the lending criteria and becomes stricter, one area which is growing is bridging loans.
What are bridging loans? (more…)
When it comes to deciding how best to protect your finances, lifestyle and family from the risk of sickness or injury, it can be difficult to figure out which of the numerous insurance products and policies on offer best suit your needs. (more…)
In the last three years, the number of buy-to-let landlords who have turned their hand to commercial property investment has tripled, this news comes just three months before the newer and tougher tax regime for buy-to-let properties comes into full force, which is likely to result in thousands of landlords falling into loss-making territory. (more…)
We would like to take this opportunity to wish all our clients a Merry Christmas and a Happy New Year. (more…)
Moving home should be an exciting time – but unfortunately, more often than not, it becomes more of a stressful time. There is so much to be considered, it can feel like a lot to handle. (more…)
A commercial mortgage is any loan secured on a property which is not your residence. Each premise, and the person applying for the mortgage, will be different, therefore each loan is assessed individually and priced in accordance with its risks. (more…)
Does the thought of applying for a mortgage make you downhearted because you have a low credit score?
Well, raise that head, turn the corners of your mouth up into a smile and read on.
Whilst a low credit score makes obtaining a mortgage more complicated – it is not impossible. (more…)
There are 5.4 million companies in the UK and more than 90% have less than ten employees. That is a large chunk of businesses within which success and failure is resting on a limited number of people. If you own or work in a small business, you’ll probably recognise the increased workload and mad rush when someone is off unexpectedly for a few days. (more…)
Everyone has heard of buy-to-let but not many people know about its mirror image product, let-to-buy. (more…)