Business Loan Protection: What is it?

As the name suggests, business loan protection is a type of insurance policy that is designed to pay off part of or all, of a business’ debts should a key employee die or suffer from a critical illness. Currently, a study has found that 65% of British SMEs have some form of business debt, with the average borrowing being £176,000, and being unable to repay these loans can turn into a serious issue quickly. (more…)

Four ways to protect your business from personal misfortune

No matter how much we wish we could, we can’t predict the future. Tragedy can happen to anyone, at any time. Whether it’s the death of a close relative or being diagnosed yourself with a serious illness, planning for life’s misfortunes could be the difference to your business surviving or not. (more…)

Is this your chance to get on the property ladder?

Want to purchase your own home but unable to save a large enough deposit to secure a mortgage that falls within four and a half times your annual income?  Or is the house you love slightly outside your mortgage reach? It could now be a lot easier for you to borrow a larger mortgage. (more…)

Is commercial property the new buy-to-let?

In the last three years, the number of buy-to-let landlords who have turned their hand to commercial property investment has tripled, this news comes just three months before the newer and tougher tax regime for buy-to-let properties comes into full force, which is likely to result in thousands of landlords falling into loss-making territory. (more…)