In the last three years, the number of buy-to-let landlords who have turned their hand to commercial property investment has tripled, this news comes just three months before the newer and tougher tax regime for buy-to-let properties comes into full force, which is likely to result in thousands of landlords falling into loss-making territory. (more…)
We would like to take this opportunity to wish all our clients a Merry Christmas and a Happy New Year. (more…)
Moving home should be an exciting time – but unfortunately, more often than not, it becomes more of a stressful time. There is so much to be considered, it can feel like a lot to handle. (more…)
A commercial mortgage is any loan secured on a property which is not your residence. Each premise, and the person applying for the mortgage, will be different, therefore each loan is assessed individually and priced in accordance with its risks. (more…)
Does the thought of applying for a mortgage make you downhearted because you have a low credit score?
Well, raise that head, turn the corners of your mouth up into a smile and read on.
Whilst a low credit score makes obtaining a mortgage more complicated – it is not impossible. (more…)
There are 5.4 million companies in the UK and more than 90% have less than ten employees. That is a large chunk of businesses within which success and failure is resting on a limited number of people. If you own or work in a small business, you’ll probably recognise the increased workload and mad rush when someone is off unexpectedly for a few days. (more…)
Everyone has heard of buy-to-let but not many people know about its mirror image product, let-to-buy. (more…)
Acquiring a commercial mortgage is a complex process which can quickly become confusing. But it needn’t be.
A good commercial mortgage broker is there to help and support you through the process and ensure you get the best and most suitable deal. They will usually work with a number of financial institutions and may be able to offer a range of ‘deals’ so that you can select the most appropriate for your business and it’s objectives. But it doesn’t stop there. (more…)
More than 80% of small businesses in the UK do not have Key Person Insurance. Not only does this service provide financial cover and security should an important employee fall ill, but it can act as a great incentive for investors if you are looking to grow the business. (more…)
A new study has revealed that approximately 47% of British parent do not have life insurance and 44% have never discussed the financial implications of death with their partner or family. In Wales, the figures are even higher, with 64% saying they do not have life insurance cover. (more…)