More than 80% of small businesses in the UK do not have Key Person Insurance. Not only does this service provide financial cover and security should an important employee fall ill, but it can act as a great incentive for investors if you are looking to grow the business. (more…)
One way businesses can boost their cash flow is by refinancing their commercial mortgage- but what does this involve?
This move can have a number of benefits but it is not for everyone, so it needs careful consideration of all the information and the pros and cons before jumping in to it. (more…)
Since 2011 the number of start-ups businesses launched in Britain has significantly increased year-on-year. Today alone there have been 2476 new businesses launched.
Whether you’re at the beginning of your entrepreneurial journey with your business already launched, or you are just thinking about starting your own business – key person insurance should be on your list of essential things to consider. (more…)
Deciding on whether to purchase a commercial property is a huge decision.
The majority of us need to take out a commercial mortgage to help finance the purchase. Buy why would we do that when it can be just as easy, if not easier, to rent?
Have a look at our thoughts on the pros and cons of taking out a commercial mortgage, as opposed to renting your business premises. (more…)
This month saw the return of the 100% mortgage from Barclays Bank. So what’s that all about?
The 100% mortgage means there is no-deposit required when taking out a mortgage to purchase your home. This type of mortgage is only available to First Time Buyers and movers and is called Family Springboard Mortgage. (more…)
Here at First Financial Solutions (Wales), we’ve undergone a number of recent changes. We still continue to offer independent private and commercial mortgage advice, and personal and business insurance. And we’re still independent, which means that we are able to search the whole of the market to find the best and most appropriate deal for you. But there are some changes ….