Top tips for first-time buyers

On November 2nd, the Bank of England raised interest rates from 0.25% to 0.5%, the first rise for over a decade. According to UK Finance, 2.6 million first-time buyers will be experiencing their first ever rate rise following last week’s events. We understand, the idea of a rise may seem daunting, we get it, but the rise shouldn’t put you off purchasing a property. There are still some great deals to be had, and whilst we’ve just had a rate increase, there really is only one way that rates are going to go .. and that is up!

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Is commercial property the new buy-to-let?

In the last three years, the number of buy-to-let landlords who have turned their hand to commercial property investment has tripled, this news comes just three months before the newer and tougher tax regime for buy-to-let properties comes into full force, which is likely to result in thousands of landlords falling into loss-making territory. (more…)

Not just business – it’s personal

There are 5.4 million companies in the UK and more than 90% have less than ten employees. That is a large chunk of businesses within which success and failure is resting on a limited number of people. If you own or work in a small business, you’ll probably recognise the increased workload and mad rush when someone is off unexpectedly for a few days.  (more…)

You’re the only one holding the baby!

Since 2011 the number of start-ups businesses launched in Britain has significantly increased year-on-year. Today alone there have been 2476 new businesses launched.

Whether you’re at the beginning of your entrepreneurial journey with your business already launched, or you are just thinking about starting your own business – key person insurance should be on your list of essential things to consider. (more…)